Don’t Get Caught Off Guard… Because Yikes, That’s Expensive!
Okay, real talk—when was the last time you actually looked at your homeowners insurance policy? (And no, I don’t mean the day you closed on your house when you just nodded and signed.)
With all the hurricanes, wildfires, and wild weather we’ve seen lately, the last thing you want is to realize—too late—that your coverage isn’t cutting it.
You’ve worked HARD for your home, and protecting it should be a no-brainer—but most people don’t ask the right questions. Let’s change that!
5 Questions You NEED to Ask About Your Homeowners Insurance:
1️⃣ Does my policy cover full replacement cost or just market value? (Spoiler alert: Market value is NOT enough. You want the full deal!)
2️⃣ Am I covered for natural disasters? (Floods, earthquakes, wildfires—standard policies don’t always include these, so don’t assume!)
3️⃣ Are my belongings covered even if I’m not home? (Laptop, jewelry, fancy designer bag? You want those protected, too!)
4️⃣ How much liability coverage do I actually have? (If someone trips on your porch or your kid sends a baseball through the neighbor’s window, you’ll want the right coverage.)
5️⃣ Can I bundle my policies or snag any discounts without losing coverage? (Because saving money is always a good idea, right?)
If these questions have you second-guessing your current coverage, it’s time for a quick check-in. Don’t wait until disaster strikes to realize you’re underinsured!
Who Do I Recommend?
My go-to insurance guy is Ben Payne, Personal Risk Advisor at USI Insurance Services. He’s the real deal—smart, thorough, and he makes sure you’re actually covered. Give him a call at 404-392-3075 or email ben.payne@usi.com—and tell him I sent you! He’ll take excellent care of you.
Because protecting your home is great and all… but protecting your wallet from major "oh no" moments? Even better. 😉
💰 Coverage Queen Tan 💰
(Keeping you covered so you don’t get caught off guard!)
