Roswell’s real estate market has always had a strong heartbeat: beautiful homes, incredible schools, and that friendly community feel that keeps people rooted here. But when it comes to buying a home, timing can make a big difference.

Let’s look at what happens if you buy today versus waiting just two years.

Buying in 2025

• Median Home Price: $725,000

• Down Payment (5%): $36,250

• Interest Rate: ~6.25%

• Estimated Monthly Payment: $4,241

If you bought now, you’d begin building equity immediately. In two years, with average appreciation around 3.5% per year, your home would likely be worth about $776,600.

That means you could gain over $104,000 in equity by 2027, simply by owning instead of renting or waiting.

Waiting Until 2027

If you wait to buy that same home in 2027, you could pay around $776,600 instead of $725,000.
At the same 5% down, your monthly payment could rise to roughly $4,688, and you’d have built no equity during those two years.

What This Means for Roswell Buyers

Even small annual increases in home prices add up quickly. Roswell’s strong demand, school districts, and lifestyle amenities continue to make it one of North Atlanta’s most desirable areas. While rates may fluctuate, appreciation and time in the market tend to favor homeowners who start sooner rather than later.

For Sellers

If you already own a home in Roswell, this trend reinforces the equity you’ve built. That equity can help you move up, downsize, or invest in another property.

The Bottom Line

Real estate is both a lifestyle decision and a long-term wealth-building move. Waiting for the “perfect” moment can often mean paying more later, for the same home.

Ready to explore your options? I’ll help you understand what’s possible, crunch the numbers, and create a plan that fits your goals.

📲 Ready to CONNECT
Let’s start your Perfect Spot plan today. Reach out.

Tania Gardere MacLeod
Roswell GA REALTOR® | Real Luxury Agent
📞 404 964 2267
🌐 itstheperfectspot.com
📧 [email protected]

Source: FMLS | Example scenario based on 5% down, 6.25% interest, 30-year fixed loan, 3.5% annual appreciation.